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The Insurance Council of Australia (ICA) and the National Insurance Brokers Association (NIBA) have announced that small businesses in the country can lodge a business interruption (BI) claim at any time, and insurers will respond to those customers on a case-by case basis.

Public liability insurance is a vital form of protection for business owners. You could be liable if your business has failed to take reasonable care in your day-to-day operations. Here's what you can learn from actual public liability cases.

The average person might be surprised by how many risks confront construction businesses. But we’re here to help you identify and manage them.

Every insurance policy has limits that state the maximum monetary figure that will be paid out in the event of a claim. Indeed, some policies will have multiple limits and sub-limits. This article will demystify the different types of limits you're likely to encounter with your package of insurance coverage.

The pandemic has impacted businesses globally and across all sectors. So, it pays to review your insurance policies to make sure you're only paying for what you need right now. Could your business pay smaller premiums yet still be adequately covered?

One security control that is now becoming a mandatory requirement for businesses is the use of MultiFactor Authentication (‘MFA’) on their IT networks. This article will explore what MFA is, why it is important and how it should be deployed and used to secure Office 365 and Remote Desktop Protocol (‘RDP’) environments.

Commercial property insurance comes in a few guises.

You may know it as commercial building or business property insurance. Common among those titles is that it’s for non-residential properties – factories, warehouses, shopping centres, and whole unit and apartment blocks.

In short, it helps protect your commercial building or premises from damage or significant loss due to…

The average total cost of a cyber data breach in Australia last year was $3.35 million per breach. Here's how a cyber attack could impact your business and how to prevent one.

A management liability policy protects your company and its directors, managers, and officers against claims and costs resulting from mistakes management makes. Find out why your business is stronger when your managers’ risks are covered.

The insurance market is a ‘hard’ or sellers’ market right now. So, what does that mean, and what’s the likely impact on your business?

Unreliable equipment can be the death knell for a business, with the costs of equipment failure and downtime tricky to accurately predict and calculate.

What then, are the best practices your business can adopt to calculate the actual cost of equipment failure?

No business wants nasty surprises. So, when an adverse incident means you need to claim on your insurance policy, we will manage the process on your behalf.

Here’s a six-step overview of what happens from go to whoa once we lodge a claim for you.

Whether you currently run or are looking to start a business, consider if you've got the best-fit business structure to suit your needs.

This article will explore the pros and cons and explain how insurance cover differs between sole traders and companies.

“Since moving over here I have been staggered at the cost of insurance, yet it hardly gets a mention,” Broome Insurance Brokers Director David Keys told insuranceNEWS.com.au. “I want to make sure we are not forgotten as part of this process.”

As the temperature dips, how prepared is your business for winter operations? We’ll outline the range of risks the colder weather brings and how to minimise them. It’s also timely to review your insurance cover.
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Underinsurance is more common than you think. Industry figures show up to 62% of small-to-medium-sized businesses don’t have correct-value insurance.
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