Agribusiness Insurance : Protect Your Farm and Future

In the fast-evolving world of agriculture, Australian agribusinesses face a multitude of challenges, from natural disasters and fluctuating markets to supply chain disruptions and equipment failures. With so much at stake, having the right insurance in place is a necessity. At AB Phillips, we specialise in providing tailored, comprehensive insurance solutions designed to protect every aspect of your agribusiness, ensuring your operations remain resilient and future-proof.

A 360-Degree Approach to Agricultural Insurance

Agriculture is not a one-size-fits-all industry, and neither are its insurance needs. Agribusinesses require a 360-degree approach that takes into account the land, the people, and the equipment essential for daily operations.

AB Phillips offers bespoke insurance solutions that provide coverage for:

Farm Property: Protect your physical assets, including buildings, machinery, and livestock, from risks like fire, theft, and severe weather events.
Key People: Ensure business continuity with insurance that covers critical personnel in case of illness, injury, or worse.
Crop & Livestock: From hail and fire to transit and storage, our crop and livestock insurance secures your produce from paddock to purchase.
Machinery: Cover for repair and replacement of vital equipment, as well as economic loss caused by breakdowns or operational delays.
Marine/Transit Insurance: Protect your goods while they’re on the move, whether it’s within Australia or internationally. This coverage ensures your produce, equipment, or livestock remains protected against damage, loss, or delay during transit.
Management Liability Insurance: Safeguard your leadership team against the risks of running a business, including legal claims, employment disputes, and regulatory penalties.

Mitigating Risk: The Role of EPS Expertise

In a specialised industry like agriculture, managing risks efficiently can mean the difference between success and failure. AB Phillips has developed a deep understanding of Expanded Polystyrene (EPS) risks through its collaboration with the Insulated Panel Council of Australia. This expertise allows us to craft accurate, affordable insurance solutions for facilities like cool stores and pack houses, ensuring agribusinesses stay operational even when challenges arise.

Future-Proofing Your Agribusiness

The agriculture industry is no stranger to volatility. Natural disasters, like bushfires and floods, can devastate crops and infrastructure, while market fluctuations and supply chain interruptions pose ongoing risks. A robust insurance strategy helps future-proof your business against these uncertainties.

Our long-term insurance strategies include:

Working with insurers to decrease risk over time, ensuring sustainable premiums.
Helping agribusinesses develop resilience through customised coverage.
Offering support during claims processes to minimise downtime and financial loss.

Why Choose AB Phillips?

With over 20 years of experience in agricultural insurance, AB Phillips has built a reputation for going the extra mile. Here’s what some of our satisfied clients have to say:

“After we struggled to gain insurance for our pack house/cool store complex in regional Tasmania, AB Phillips successfully organised an acceptable premium in a timely manner. Very impressed.”
— Andrew and Leeanne Scott, Scott Bros.

“No one wanted to cover the risk on our building and cool stores as the risk was too high. I can’t speak highly enough of AB Phillips. So professional. We were fully covered in a few short weeks.”
— Linda Squibb, RW Squibb & Sons

Take Action Today

Whether you’re a small-scale grower or a large agribusiness, having the right insurance coverage is essential. AB Phillips offers more than just policies; we provide peace of mind, ensuring that your farm, people, and equipment are protected no matter what challenges come your way.