Heavy commercial transport helps keep our economy running smoothly, but there's a lot that can go wrong if you're running a transportation business. Do you know who is at the wheel? What happens when there is inadequate journey planning?
Read More
In the event of a work-related accident or illness, state and territory health and safety laws require injured workers have access to first aid, workers’ compensation and a return to work rehabilitation program.
Read More
Due to the impacts of COVID-19, both state and federal governments have provided additional funding to deal with mental health. However, businesses can choose to implement their own Employee Assistance Program (EAP) within their workplaces.
Businesses have had to be flexible during the COVID-19 pandemic and it has become evident that many roles can be effectively actioned from home. However, if an employer directs an employee to return to the workplace, can an employee refuse this request?
Understanding the causes of injury and the industries most affected can help reduce work-related fatalities, injuries and disease.
Read More
Whether workers return to the usual workplace environment, a different work environment or continue to work from home is a matter for the head of each organisation.
Read More
Have your staff leave accruals blown out over the course of this year? Many businesses choose to have a close down at some point during the year and often it is over the Christmas and New Year’s period.
This helps manage the overflow of increased leave accrual, and ensures your staff get a decent break.
The professional indemnity (PI) insurance market has been exceedingly difficult for Financial Planners over the past twelve months. We can expect to see continued high premiums and capacity issues for the foreseeable future, according to David Martin, Director of Professional Lines at AB Phillips Pty Ltd.
Read More
“We need to change our thinking, that regulatory reform alone is going to get fairer customer outcomes … the real customer benefit will come from fairness based decision-making and data, to help identify customer needs and design products and services to meet those needs.”
Insurance veteran Paul Muir has some passionate views. What follows are his thoughts on the industry’s key trends and currents.
Read More
More goods are being packed and sent across the world than ever before.
Fears that the triumph of the inbox over the letterbox would spell the end of the humble post office turned out to be exaggerated. After all, who could have anticipated the boom in bubble wrap, pack and send? With online shopping, business-to-business (B2B) goods traffic, and changing consumer patterns all in a steep growth trend, Australia Post and other delivery services must be wondering who’s laughing now?
It’s time to think about transit insurance. Read more here>
Read More
Take a well-earned rest by creating an end-of-year plan for your business. It will bring rewards in the New Year if you treat this as part of your seasonal to-do list, getting things done so that you can enjoy the break.
Read More
Many businesses use social media as a marketing vehicle as well and so its acceptance is growing constantly. Despite this broad acceptance, business owners and managers will need to understand and manage the risks that come with the use of social media in the workplace.
Read More
The liability of principals, contractors and subcontractors is an important issue for Australian businesses providing services or products to the built sector.
The use of subcontractors is common in many industries and it is particularly prevalent in the construction industry. In this sector, a design and construct contract is commonly used, and requires the head contractor to have a single line of responsibility to the principal/developer.
Read More
If you operate a business with employees, you are required to have workers compensation insurance in place to protect your employees for injuries or illnesses they may sustain while they are at work. Workers compensation laws vary from state to state, so it can be a complex area, particularly if you operate a business nationally or across multiple states.
Read More
“PI” or professional indemnity insurance protects professional advice & service providing individuals and companies from bearing the full cost of negligence claim made by a client & any damages awarded.
Read More
Protecting the operational capability and cash flow of your business is one of the most important protections you have — for your business, your investment and the people that depend on it. Here are some of the key areas you might consider when purchasing business insurance.
Read More
Experiencing a loss can become considerably worse if the insurance you have in place fail to meet your expectations. The failure of an insurance policy can significantly impact your financial position, financial security and ultimately your standard of living.
Read More
As the world has become more digitally enabled, so too has the risk of compromise for businesses via digital entry points.
Read More
The manufacturing industry, anywhere in the world, is critical to keeping the economy moving. The sector is also one of the most technical, involving a wide range of moving parts including logistical, mechanical and labour resources. It is important that cover is tailored to each business.
Read More