All businesses no matter how large or small should have Public and Products Liability cover.
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Comprehensive motor insurance generally offers two types of sums insured, market value and agreed value.
Read MoreA Safe Work Method Statement (SWMS) is a document that outlines the high-risk construction work activities to be carried out at a workplace; the hazards that may arise from these activities; and the measures to put in place to control the risks identified. It is a documented approach to risk mitigation and may be the difference between working safely and/or causing serious injury to yourself or others.
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Management Liability Insurance protects the individuals and the company in relation to the exposures associated with managing a company (i.e. your liability for mismanagement).
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In recent years there have been many reports of major cyber-attacks on a number of organisations across the globe.
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The Australian manufacturing industry landscape is regularly changing. Currently, businesses are grappling with high running costs, rising labour and energy costs, energy policy uncertainty.
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The Fair Work Act, the Australian Taxation Office and other legislation places controls on the engagement of both contractors and employees.
Read MoreOr are you still paddling in the deep end of safety compliance?
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In recent times there have been wide spread reports of major cyber-attacks on a number of organisations across the globe.
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On behalf of the Directors and Shareholders at AB Phillips, I am delighted to announce that as of today Fergusons Insurance Brokers have become part of the AB Phillips Group. We are very excited to have Fergusons join the AB Phillips team and to be partnering with both Alan Marsden and Alan Saunders in their transition to retirement.
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As a small business, you may be eligible for income tax concessions. From 1 July 2016, the turnover threshold for these concessions is:
- $5 million for the Small business income tax offset
- $10 million for all other income tax concessions.
The turnover threshold up to 30 June 2016 was $2 million for all these concessions.
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In an Australian first, AB Phillips has teamed up with the Insulated Panel Council Australasia (IPCA) to deliver an exclusive Insurance Facility designed to insure certain panel classes.
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Australia is a land of extreme weather, and whilst there is nothing we can do to stop it occurring, we can control the extent to which we are impacted by it. Where business is concerned, controlling the level of damage that a business suffers as a result of extreme weather, and the speed at which it recovers depends entirely upon the directors and management. Regardless of the size of the business there are some fundamental strategies that should be implemented to increase business resilience to the impact of extremes in weather.
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A Valentines Day message from the team at AB Phillips
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You don’t need to live in the country and rural areas to be at risk of bushfires. Coastal areas with dry scrubland and long grass are also at bushfire risk. With predictions of a hot, dry summer ahead it’s important that households in fire zones prepare for a high risk of bushfire this season.
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So you’ve got a great idea and now you want to turn it into a reality. Before you start, there are a number of things you need to know that will help you achieve success and give you flexibility down the track.
Read MoreIndustry research has revealed that the vast majority of Australian businesses are underinsured, particularly in the areas of Property, Business Interruption and Cyber Insurance.
Read MoreLiability Insurance protects the individuals and the company / entity (i.e. Company, Association or Non-for-Profit) in relation to the exposures associated with managing a company / entity (i.e. your liability for mismanagement). Without adequate protection you could risk losing, not only the company / entity, but also your personal assets. This insurance protects you personally and therefore your wealth and lifestyle. The legal costs to defend allegations of wrongful acts alone can be financially crippling for companies / entities and individual
Read MoreYour business is responsible for any product that you import, manufacture, sell, supply or distribute. You can therefore be held liable for any defect or other condition that renders the product unsafe and results in injury, death or damage.
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A code of conduct is an ideal way to realise desired employee behaviours and performance and to supplement business policies. It is a set of expectations and responsibilities of, or proper practices for an individual or organisation.
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